What is a home warranty?
A home warranty provides coverage for homeowners when their home's mechanical systems or appliances break down due to normal wear and tear. The plan covers the cost of repairing the system or appliance, less the applicable deductible.
What is covered under my home warranty?
The HSA home warranty coverage varies from state to state, but generally includes the property's plumbing, electrical, central air conditioning and central heating systems, water well system and structural coverage. Many appliances are covered under the standard coverage; some may be available at an additional charge.
How much is a home warranty?
Cost of coverage varies from state to state. Simply click here for a complete description of the warranty product and its cost for your area.
How do I get someone to come to my house when I need a covered item repaired?
Call HSA at 1-800-367-1448 before you contact a repair company, or visit MyHomeWarranty.com and file a Claim. Knowledgeable customer service representatives are ready to help you 24 hours per day.
Will HSA provide a service contractor for my repair?
HSA provides qualified, prescreened contractors who will arrive promptly and invoice HSA directly for covered repairs. It's guaranteed, or HSA will approve the use of a contractor outside of its network to ensure the convenience of fast service.
What are the benefits of including a home warranty on the house that I'm selling?
The benefits are many, including coverage during your listing period. You also benefit from the likelihood that your home will sell more quickly and at a higher selling price. Homes with warranty coverage attract more buyers than similar homes without a warranty. Plus, you're protecting yourself from the potential of post-sale property conditions that can lead to additional expenses after closing when you offer a home warranty.
How do I get a home warranty on the house I'm buying?
If the seller does not offer you a home warranty, write it into the Offer to Purchase as a condition of the sale and ask the seller to pay for it at closing, or purchase the coverage yourself.
How long does the HSA warranty coverage last?
Seller's coverage is in effect during the listing, up to 12 months. Buyer's coverage is effective on the date of closing for up to 12 months. The warranty is renewable on an annual basis.
NOTE: Additional home warranty FAQs are located at MyHomeWarranty.com!